[Plone-conference] security tips on credit/debit card usage in Brazil

David Siedband info at zentraal.com
Fri Sep 27 17:19:13 UTC 2013


fwiw, I've been living in São Paulo for the last 2 months.  Finding ATMs that support Visa has been challenging, AmEx has been next to impossible.

The two banks I've found that seem to consistently support Visa cards are BancoBrasil and Brandesco.  There are also some Citibank locations which support Visa, but are few and far between.

Many ATMs here close in the evening, after ~10pm.  Those that stay open often have absurdly low withdrawal limits (e.g. 100 Reais) after hours. If you're ever in a pinch after hours, I hear that the ATMs in the bus stations are 24h, though they may not be the kind of places you want to be seen withdrawing cash at 2am ;)

HTH,
--
siebo



On Sep 27, 2013, at 1:56 PM, Patrick Gerken wrote:

> A word of warning after a disastrous start with ATMs in brasilia.
> 
> At the airport I was able to withdraw 100 Reais at only one ATM. Philip
> and my wife, all with cards from the same bank as me, were not able to
> withdraw any money at all. Our cab from the airport to the center was
> about 60 or 70 Reais.
> Based on this experience I suggest to travel with at least 200 Reais
> converted in your home country already. The exchange won't be good but
> better safe than sorry.
> 
> Later Philip was able to get his money in the shopping center while I
> got mine at an ATM from Citibank.
> 
> 
> 
> 
> 
> On 23.09.2013 20:29, Héctor Velarde wrote:
>> for years credit/debit card fraud has been a huge issue in Brazil.
>> 
>> according to one site:
>> 
>> "Some 14% of those surveyed had seen fraudulent charges on their
>> credit cards, nearly 13% experienced the fraudulent use of personal
>> data, and roughly 7% were affected by card cloning[…]
>> 
>> "But it's not all bad news on the fraud front in Brazil. Overall
>> losses from credit card fraud are declining, even though the use of
>> credit cards is growing. Card fraud losses in Brazil decreased from R$
>> 301 million (US$ 177 million) a year in 2005 to R$ 213 million (US$
>> 125 million) in 2010. During the same time, the number of financial
>> cards more than doubled, rising from 360.6 million to 723.3 million."
>> 
>> http://bankinganalyticsblog.fico.com/2011/10/mixed-news-on-fraud-in-brazil-1.html
>> 
>> 
>> even as nowadays it's more difficult for criminals to clone cards,
>> some friends of mine have been victims of this kind of scam, some of
>> them even this year.
>> 
>> some recommendations when using your cards in Brazil:
>> 
>> * never use ATM that are unguarded after banking hours; prefer ATM
>> located on public spaces that could be difficult to hack like the ones
>> on airports and inside bank branches.
>> * never let anybody get your card out of your view; if you have to pay
>> something, they must bring wireless terminals to you.
>> * set a limit on your cards and check every day your transactions so
>> you can discover any issue early.
>> 
>> I think credit cards are insured and debit cards are not, but I'm not
>> pretty sure on this.
>> 
>> travel safe!
>> 
>> 
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> 
> 
> -- 
> Patrick Gerken
> Adlzreiterstr. 35
> 80337 München
> 089 70074288
> 
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--
David Siedband
http://zentraal.com



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